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Subject
FWD: Important Notice - Loan Forgiveness Tax Information
From: notices@northstarservicing.com
To: sarah.martinez@email.com
Subject: Important Notice - Loan Forgiveness Tax Information
Date: January 15, 2026
Dear Sarah Martinez,
This notice is to inform you that under the Income-Driven Repayment Plan, your remaining federal student loan balance of $23,847.92 will be forgiven effective March 2026 after 20 years of qualifying payments.
IMPORTANT: Per recent federal tax law changes, this forgiven amount will be reported as taxable income on Form 1099-C for tax year 2026. You should consult with a tax professional regarding potential tax liability.
For questions, contact our customer service at 1-800-XXX-XXXX.
Sincerely,
Northstar Loan Servicing
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I got this notice and I'm panicking. What does this mean for my taxes? Can you help me understand what I need to do?
To: sarah.martinez@email.com
Subject: Important Notice - Loan Forgiveness Tax Information
Date: January 15, 2026
Dear Sarah Martinez,
This notice is to inform you that under the Income-Driven Repayment Plan, your remaining federal student loan balance of $23,847.92 will be forgiven effective March 2026 after 20 years of qualifying payments.
IMPORTANT: Per recent federal tax law changes, this forgiven amount will be reported as taxable income on Form 1099-C for tax year 2026. You should consult with a tax professional regarding potential tax liability.
For questions, contact our customer service at 1-800-XXX-XXXX.
Sincerely,
Northstar Loan Servicing
---
I got this notice and I'm panicking. What does this mean for my taxes? Can you help me understand what I need to do?
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